Applying for a car loan causes a small, temporary credit score dip, but strategic shopping within a 14-day window minimizes the impact. The long-term benefit of on-time payments far outweighs the initial inquiry.
Applying for a car loan causes a small, temporary credit score dip, but strategic shopping within a 14-day window minimizes the impact. The long-term benefit of on-time payments far outweighs the initial inquiry.